We had a great experience working with Rafic, Raja, and the Germani team. They took the time to understand our unique situation, were incredibly informative throughout the process, and genuinely advocated for us along the way. We always felt like they were looking out for our best interests and helping us navigate our options thoughtfully. We really appreciated their responsiveness, guidance, and support and would happily work with them again.

I had a great experience working with Tanya. She helped me renew my restaurant insurance and took the time to compare multiple insurance companies to find the best coverage and value. She was patient, knowledgeable, and always quick to answer my questions. I’m very happy with the service and would definitely recommend Tanya to anyone looking for business insurance.

Doing business with Rafic & Germani was a wonderful process. He listened well to my needs & was very patient to explain the process. Highly recommended to any business that requires insurance. Thank you!

I recently started a new business and needed insurance set up quickly. Rafic made the process so much easier than I expected. He was quick to respond to every question and never made me feel rushed. He worked hard to find me a great rate. It’s clear he genuinely cares about getting clients the right policy. I’d highly recommend Rafic to anyone looking for an insurance agent who is responsive, knowledgeable, and truly has your best interests at heart.

Germani responded to our on-line application within hours. We called 4 companies for quotes, most of them took a week to respond and didn't bother to read the application. We knew from our first conversation with Rafic Hassin that we were in excellent hands. Very knowledgeable and professional. Exceptional response time and brilliant communication along the way about how long actions would take and how much to expect. We had to change our insurance coverage 3 times over the space of 3 weeks and Rafic and the team at Germani did all the rework with no questions asked, just got on with it. They'll communicate late into the evening and weekends if they need to, to help your business because they get it. So happy we worked with Germani, there is a reason they have over 100 5-star reviews. Thanks Rafic and team!