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Loan Exchange LLC
Orange, CA
Lending
The Loan Exchange provides first-lien mortgage refinancing services for homeowners. They specialize in helping clients secure lower interest rates, adjust loan terms, or access home equity, notably offering options with no closing costs.
★★★★★ 5.0 (5 reviews)
5 Reviews
★★★★★
I was going to refinance with my current lender but LoanExchange offered me a better deal that my current lender couldn't match. I worked with Mei Tang (Loan Agent) and Monica Perez (Processor). They were both fantastic! They took the time to answer all my questions. The process was smooth and easy. Would highly recommend to anyone.
Samuel Mazin  ·  Aug 24, 2026  ·  Google
★★★★★
We had a great experience refinancing our mortgage through the Loan Exchange. The level of service we received from Minh Nguyen and Rosie Sintop was top-notch. This team made us feel at ease; they walked us through the process and made themselves available to answer all our questions. I've already referred them to friends and family! Looking forward to working with Loan Exchange LLC again in the future!
L. P.  ·  Jul 27, 2026  ·  Google
★★★★★
Working with David Banh and Michael Joseph at The Loan Exchange was a great experience from start to finish. The process was very easy, fast, and well organized. I’ll be honest — when I first saw their ad, the rate seemed so low that I wasn’t sure if it was real. I even checked with another broker who warned it might be a bait-and-switch. Thankfully, that was not the case at all. David and his team were transparent, responsive, and delivered exactly what they promised. In fact, David was able to lock in an even better rate than what was advertised, which I really appreciated. Everything moved quickly, communication was clear, and the whole process felt simple and stress-free. If you’re hesitant like I was, don’t be — this was a smooth and trustworthy experience. Highly recommend them to anyone looking for a refinance.
Customer Service  ·  May 14, 2026  ·  Google
★★★★★
I had an excellent experience working with The Loan Exchange. The process was seamless, professional, and impressively fast. Their online portal is simple and straightforward, which made the document submission process easy to navigate without any unnecessary complexity. I worked directly with Derek and Carina, both of whom were incredibly proactive, accessible, and efficient. They both executed with the right balance of professionalism and friendliness. They kept me updated throughout the entire process, ensuring we hit our target closing date on time and with minimal stress. I was offered the lowest rates and costs I found, beating out several reputable credit unions and major financial institutions. They were willing to work closely with me and the lender to ensure the loan structure met my specific financial targets. If you are looking for a team that delivers competitive terms with high-touch service, I highly recommend The Loan Exchange.
Justin E  ·  May 5, 2026  ·  Google
★★★★★
My experience with the Loan Exchange LLC was great! From the initial call to request loan information to the final document signing and loan transfer were all uncomplicated. I appreciate David Banh's assistance and helpful attitude especially while going back and forth to him with counter offers from other loan providers. David worked with me and managed to help me acquire a loan which included very reasonable loan terms with a fair interest rate for our investment property which I couldn't pass up. Alexis was also was also very professional and easy to work with in exchanging information and processing loan docs. Thank You all at Loan Exchange LLC for helping us out, it was a pleasure working with you.
Lawrence Galindo  ·  Apr 16, 2026  ·  Google

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