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David C. Duncan Insurance Services, Inc.
Rancho Santa Margarita, CA
Insurance
David C. Duncan Insurance Services, Inc. provides comprehensive auto, home, business, and life insurance solutions. They serve clients in Rancho Santa Margarita and throughout California, offering a wide range of specialized policies including earthquake, flood, and workers' compensation coverage.
★★★★★ 5.0 (5 reviews)
5 Reviews
★★★★★
I highly recommend David Duncan and David C. Duncan Insurance Services. I had been with State Farm and felt like I was paying way too much. I reached out online, David got back to me quickly, asked a couple of questions, and then came back with a Mercury quote that gave me better coverage for less money. I’ve also contacted David with other insurance-related questions. Even when he couldn’t provide the specific type of business coverage I needed, he immediately pointed me in the right direction and gave me a solid recommendation. He’s responsive, honest, knowledgeable, and just a cool, normal, down-to-earth guy who is easy to talk to. You don’t feel like you’re dealing with some pushy insurance salesman. I’ve had a great experience with him and would definitely recommend David and his agency.
Brian Hale  ·  Jun 24, 2026  ·  Google
★★★★★
The communication is super efficient. David saved my family from the big bill we had before. He offered such a steal deal. Everything was set up fast and conveniently online. Thanks to David!!
Nini Ta  ·  Jun 8, 2026  ·  Google
★★★★★
David Duncan Insurance has been invaluable for keeping my home and vehicles insured in a high fire risk area — no small feat. Finding and maintaining quality coverage in this environment is genuinely difficult, and David has navigated it seamlessly year after year. He's knowledgeable, responsive, and clearly goes to bat for his clients when it counts. I never have to worry about gaps in coverage or scrambling to find a new carrier when others pull out of the market. That kind of consistency and peace of mind is worth everything when you live where we do. If you're in a high fire zone and struggling to find or keep good coverage, I'd highly recommend reaching out to David Duncan Insurance. He knows the landscape and delivers.
Jennifer Butts  ·  Jun 2, 2026  ·  Google
★★★★★
David C Duncan Insurance Services has both improved our coverages while reducing our costs. The problem-solving and personal approach they have taken is much more refreshing versus the normal transactional treatment.
Pinakin Bhise  ·  Mar 30, 2026  ·  Google
★★★★★
I recently bundled my homeowner's insurance and car insurance with David Duncan Insurance Services and couldn't be happier. I was frustrated with my past home owners insurance as the price nearly doubled from two years ago. David was able to help me save hundreds of dollars with a better homeowner's insurance plan after bundling plans. He made the process super easy and was there for me every step of the way. He is so professional and easy to work with. I would highly recommend him to anyone looking to save money and improve their insurance plans and coverage with ease. He is the absolute best!!! Thank you
Christie Torti  ·  Dec 18, 2025  ·  Google

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