Although Gina was initially able to get us a Surplus Line for our HOA special situation, ultimately it was a lot of follow up on my end to make it happen. We were then only giving 1 day notice when the policy expired, as we attempted to renegotiate - more follow up on our end to see this through to the finish line. We were then ghosted by GINA and were not able to renew our policy. So much time had passed, new carriers held the lapse against us. Overall, the worst service experience I have encountered to date.

Unhelpful, I went with a modern online web based insurance company that was able to provide more helpful information & resolve my needs quicker & easier.

We found out that, since the fires, it's a nightmare to get homeowners coverage, even in the most upscale neighborhoods like Talega. The big names wouldn't even give us a quote! The Bearbowers reminded me of the magic of a small family business, who's greatest asset is their reputation for service. Gina was hands on to the finish line on a very difficult case!

Tod and Gina are top notch in for our home and Auto insurance needs. They've always gone above and beyond since the first day we signed up with them. I am always recommending them to all of my friends and family.

Tod and Gina are the best. We were shopping around for quotes and as a small business we were looking for another local family owned small business to support in our community. Tod beat all the other quotes and we really felt he was working alongside us each step in setting up our general liability policy. It was completed very quickly and truly professional. That was a stress free pleasant interaction to get our policy set up and we knew we made the right choice of our new agency. As we apply for new plumbing accounts, projects and contracts, additional documents are needed for each new account. Gina has been working to get these documents prepared fast and accurately. Some of these contracts require special verbiage and modifications that are unique to each. Let me tell you Gina is fantastic ! She makes things happen. Over the years things that take a long time she does with ease. When a super specific thing needs to be completed she just makes it happen. No stress, no problems, she communicates and gets things done. Bearbower is truly professional, efficient, honest and are a great partner to have in business,