I recently worked with Adrian Dalsey on a small corporate loan, something I have done when needed with other Merchant Cash Advance companies, I had one o the most outstanding experiences in this regard due to his promptness in responding, truthful in everything he said he could, and would do, and last but not the least his understanding and support of business priorities and needs. This is a saying a lot when it comes to financial markets and the denizens that reside in it.

I’m writing this review as someone who they hired to do IT for off Craigslist. So, super discount IT. Work for 90 minutes day one, let him know what’s up but he says he needs to leave, come back tomorrow to finish. Fine. Next morning he emails me and says he won’t be needing me anymore. Also his right, and I say hey since I told you how to do it and still worked for 90 minutes, can you at least pay me for that time? His response was basically “Nah bro.” Maybe they’re better for clients but I feel like that’s a poor reflection of them as a business.

Liberty Capital Group gave a excellent service in dealing our concerns. The staff are very fast and offer practical insights that will help to solve our financial concern. I highly recommend the Liberty Capital Group specially in the area of financial assistant.

Liberty Capital helped us improve our spa business in Mira Mesa and I am grateful to them for helping us get out of our lowest point in business. Two years ago, we did not expect things to be so slow and when expenses started piling up, no bank was ready to lend us money, even with our good credit rating. We recognized instantly that a big factor why people did not frequent our salon as before was because another spa opened near our location and they naturally had newer equipment and furniture, so we knew we either had to renovate and top our competitor’s spa or drop our prices, same as they did. During that time, we had all our funds invested on a new IPL machine for use on varicose veins and skin discolorations, thinking that business was doing well and that people will come to us for this treatment. We did not expect the aggressive pricing and marketing that our new competitor offered and we were crippled within six full weeks of slow business, but we still had to pay our employees and utilities. That’s when I decided to inquire with Liberty Capital. I’ve known about the company for years through a friend but I’ve always been afraid of taking out loans. If I hadn’t talked to Sam at Liberty Capital, I don’t think our spa would still be around. I have already taken out two loans from the company, the first one we used to pay for our employees’ wages and the extra for a paint job to update the look of our facility. Fee based lending is new to me but it was disclosed at the onset and I do remember how fast the approval and funding process was without any additional money or down payment. I definitely recommend to anyone needing immediate working capital funds and those who do not have access to credit lines because these guys are quick to fund and so far, I’ve had no problems dealing with daily payments. First I didn’t think it was wise for payment to be taken daily, but now I appreciate extra cash flow for my business.

In spite of what these disgruntled employees say about Liberty Capital, I have the hands on positive experiences in dealing with Liberty. I am a business owner; own a sushi deli in PB since 2006. And, as a first time borrower, that experience helped me get working capital. Without Liberty, with Jeff’s help, my business would have been shut down as I owed a back tax that was killing my cashflow. I have now taken three working capital loans since my first one. I would not take anything these former employees say. They’re goal is to ruin a business who tried providing them jobs. I had to deal the same way with my former employees telling Yelp that my food was bad and that we serve cold frozen and reheated food. I have recommended Liberty to my friend who owns also a sushi restaurant in Mira Mesa.