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San Diego Purchase Loans
San Diego, CA
Lending
San Diego Purchase Loans specializes in mortgage planning, purchase, and refinance loans. They serve homebuyers and investors across 48 states, offering specialized programs like bank statement loans for the self-employed and jumbo ITIN loans.
★★★★★ 5.0 (5 reviews)
5 Reviews
★★★★★
Working with the Chad Baker Team was an incredible experience from start to finish. They were professional, responsive, and went above and beyond to make the entire buying process smooth and stress-free. Thank you for your knowledge of the market and attention to detail every step of the way. Communication was always clear and timely. I highly recommend the Chad Baker Team to anyone looking for top-notch real estate service and outstanding results.
Brent Alexander  ·  Nov 13, 2025  ·  Google
★★★★★
Thank you Chad Baker, Toni McGraw and Team over at Cross Country Mortgage!!! You guys rock. Not only did we close in time on the loan but the rate we got was better than anything around. The Chad Baker Team works for you and is on your side. Whenever I would send an email or leave a message, I would get a response within the hour if not within minutes of sending, I was shocked by how quick of a response I would get....much faster that what was expected by far!!!!! The Chad Baker Team helped me close on my initial loan when I purchased back in 2015 and now helped during the refinance. If anyone every asks, I know the team that everyone needs to work with. I will be calling you guys next time we go to purchase. Thank you for treating us like family and answering all questions along the way. You made this process so easy and efficient. I found my mortgage team for life. I love all of you at the Chad Baker Team. You guys are the best!!!!
Chris Dudzik  ·  Feb 25, 2020  ·  Google
★★★★★
I would definitely refer anyone looking for a loan to work with the CrossCountry team and Chad. Chad helped us work through our options, determine our goals and what options would work best for what we're trying to do with the real estate work we're doing, and he and his team treated everything like we were their favorite customer. They closed earlier than they initially estimated, so that's how fast they work. Chad identified a way for us to lock in the lowest rate despite the financial markets being in chaos. It was incredibly valuable for such a large financial move we were making. The team communicated so well, very clearly, and lightning fast. They were so great I reached out to see how I could leave a review for them. This is not just another lender, they are truly in the top echelon of teams out there. I will 100% come back to them when I am looking for my next loan!
Mark Grozen-Smith  ·  Jan 27, 2020  ·  Google
★★★★★
Chad and his team made the home buying process so much easier than our previous experience. In a short conversation where we supplied him with the necessary information he was able to secure us a pre-approval letter within hours, so that we would not miss out on the opportunity to place an offer on a house earlier that day. Once our offer was accepted he and his entire team were a pleasure to work with and had great communication (even on the weekends). If anyone who was helping us coordinate was going to be out of the office, we would get an email notifying us and who would be in contact with us during that time if anything else came up or was needed. His team went above and beyond in figuring out how we could make it work comfortably, since we ended up buying a house months sooner than we originally planned. For any future home buying activities, I would gladly work with Chad and his team again.
Nick Gentile  ·  Nov 14, 2019  ·  Google
★★★★★
These guys are the best mortgage team i've ever come across. If i could give them 6 stars i would. They worked with my wife and I for over a year, and never lost hope in our search for the perfect property. they are patient, kind, professional, and their due diligence is unmatched. they were always very timely in their responses to my emails or calls. Chad and his team are definitely masters of their trade. Our needs were always treated as priority, felt like we were given VIP treatment. I will use them again 100% for our next investment!
KMC  ·  Jun 23, 2019  ·  Google

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